Property finance, made straightforward
Sam Wong, Principal, Straight Line Finance
I’m a finance broker with more than 20 years in banking and finance. I founded Straight Line Finance in 2013, and I specialise in residential, commercial and construction finance.
My approach is simple: get to know your situation properly, find the lending options that fit, and explain them in plain English. I work across a broad panel of lenders, so we can compare the options rather than fitting you to one bank’s product.
Most of my clients stay with me well beyond their first loan. I also work closely with their accountants, buyers’ agents and other advisers to keep everything moving in the same direction.
Living overseas or in Australia on a visa doesn’t rule you out of an Australian home loan, but it does narrow the field. Lenders look closely at your residency status, visa type and how long it has left to run, where and in what currency you’re paid, and the size of your deposit. Policies vary widely from one lender to the next.
At Straight Line Finance, we work with Australian expats, temporary visa holders and non-residents. We help you understand which lenders on our panel may consider your situation, what they’ll need from you, and what your borrowing options look like. We’ll also flag the extra steps that can apply to overseas and foreign buyers, such as Foreign Investment Review Board (FIRB) approval and additional state duties. Then we manage the process from application through to settlement, wherever you’re based.
Book a no-obligation chat and we’ll talk through your circumstances and what makes sense next. Book a time with us here.
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